Collection Lawsuit Defense

Being sued is never a fun experience. But, it is important to remember that receiving a complaint or a hearing notice is just the beginning of a lawsuit, not the end. If you receive a document notifying you that you are being sued, the most important thing is to not ignore it. Some studies have shown that 70% of debt collection lawsuits end up in a default judgment. This means that 7 out of 10 people ignore the lawsuit, and the creditor wins automatically. While the only sure thing in life is death and taxes, it probably is pretty accurate to add that a default judgment will be entered against you if you ignore a lawsuit. Thus, it is imperative that  you take steps to protect yourself promptly upon receiving notice of a lawsuit. 

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Once you make sure that a default judgment will not be entered against you, the creditor then has to prove its case. Many times this is nearly impossible for the creditor to do. Maybe the lawsuit is filed after the deadline. Or, the debt may be the product of identity theft. But, many times the creditor is just unable (or unwilling) to prove to the court that it deserves to obtain a judgment against you. And, if the creditor cannot prove that it deserves to win, the court should enter a judgment stating that you do not owe the money. 

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We have over a decade of experience defending consumers in debt collection lawsuits filed against them. Whether you have been sued in the Court of Common Pleas or in Magisterial District Court, we know the steps that need to be taken to protect your rights. We are willing to discuss any type of collection lawsuit that has been filed against you. And, we will then be able to let you know how we think you should proceed. Sometimes that means we suggest that you fight the lawsuit, other times we suggest trying to negotiate a settlement. Or, in the very rare case, we might suggest that you do nothing at all. But, the important thing to remember is that as soon as you receive that paperwork, the clock is ticking. Call us today to set up a free consultation. Or, if you would rather, please fill out the below form, and we will be able to begin reviewing your situation as soon as possible. We will then contact you to make an appointment after we have reviewed your information.