Debt Defense Attorney
in Northampton County
Whether you've been sued in the Northampton County Court of Common Pleas or in Magisterial District Court, we can help.
Northampton County Debt Collection Lawsuits
Debt collection lawsuits are one of the most common lawsuits filed in Northampton County. These lawsuits are filed by original creditors, like Capital One and JP Morgan Chase, and also by third-party debt buyers, like Midland Credit Management. These lawsuits are often filed in Magisterial District Courts and the Northampton County Court of Common Pleas.
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At Freeman Law, we defend individuals and families throughout Northampton County against collection lawsuits and aggressive creditor actions.
If you’ve been served with court papers in Easton, Bethlehem, Alburtis, Bangor, or elsewhere in the county, time matters. Pennsylvania law gives you a limited period to respond, and failing to respond on time can result in the waiver of important defenses.
Where are Debt Lawsuits Filed in Northampton County?
Most smaller collection lawsuit cases begin in the local Magisterial District Court, but debt collection cases of all size can also be filed in the Northampton County Court of Common Pleas in Easton.
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Collection cases are often filed by:
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Credit card companies
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Debt buyers who purchase old accounts
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Personal loan lenders
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Collection agencies
We regularly defend clients against these types of claims in Northampton County courts.
How We Defend Northampton County
Debt Collection Cases
In many cases, we're able to successfully attack the documentation necessary for the creditor to prove their claim in court. Furthermore, not every debt lawsuit is even valid. Many cases have legal weaknesses. Potential defenses may include:
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Expired statute of limitations
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Lack of proof of ownership of the debt
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Incorrect account balances
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Improper service of process
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Violations of Pennsylvania debt collection laws
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Violations of the Fair Debt Collection Practices Act (FDCPA)
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At Freeman Law, we know the law, and we know how to use the Pennsylvania Rules of Civil Procedure, the Northampton County Local Rules, and various other consumer protection statutes to make sure you fully contest the debt collection lawsuit. Call today to schedule a consultation, or make an appointment above to speak with an experienced attorney who will provide you with options to help give you peace of mind in this difficult time.